turn your thinking totally around
Hello Fred, I have just started this blogging thing as my friends, co-workers, clients, family etc have been pushing me for a yr. to do it. I just submitted an intro which you might want to read. I have such a different way of looking at money that I think sharing it could help. Do I know what it is like to live on very little???? You bet I do??? I came from the single mom situation----me being the single mom. I lived far below poverty level even though I worked 3 jobs. I lived in a home where the blankets froze to the walls and snow drifts were in the bedroom corners. Vehicle-1972 Chyrsler Newport. Water running down the walls and rats- only in the basement. Our phone had to be taken outside like on Green Acres when it would not work. At was the most beautiful country home(seriously) and people begged me to let them live there if I left. I did leave two yrs. ago and my grown daughter and her hubby (who both have wonderful incomes) now reside there. Despite the financial challenges I experienced my daughter attended private schools, graduated from UW Madison(top 10 in colleges) and was top of the class. I traveled a great deal, had a big savings and pd for my new vehicles in cash. I also pd. my college education, dressed nicely, bought nice items etc... I had no credit cards and no loans. Was I wonder Woman??? Absoutely Not. I just knew the facts about money and never thought about it as an issue. I thought all people thought that way. It is just energy. I saw your list of expenses with the rent at the top. That is the first expense for people and the biggest one they pay first. Guess what research says is next??? nO IT IS NOT FOOD, INSURANCE, LOANS, CREDIT CARDS, gas etc.... it is Miscellaneous. That is what I knew that helped me to so well financially. I also knew the positives to debt. Research says that only 10% of people are willing to make major changes in life as they have to let go of the positives to bad relationships, debt, crummy jobs, smoking, over eating etc... Knowing that saves my life each and every single day. Karen
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