Yes, I've noticed that as well and it just may be that time of the year when people are busy getting ready for winter and the holidays. I also think that when the Fed lowered the rates, that it really put a damper on savers who were feeling pretty good for a while. First time in some years that our savings were really making sense for us.
Also, the whole housing industry is a mess and there are those who probably know someone affected by the current conditions. Even if you're not the one with the sub-prime situation and flipping houses, you are affected by it when you want to sell your house.
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