Manicures/pedicures although I do limit frequency & go on chaper days/use coupons for local places
Eating out 3ishx/month although I almost ALWAYS have a coupon
Good vacation every yr/2 (cruise, Europe, other foreign)
I am very lucky that:
No mortgage
No car payment (drive an 07 bought NEW, first new in >30 years)
No cable
Cell is a prepaid
I have been the same size for >40 years so limited clothes needs.
House is FULLY furnished
Have emergency fund
could afford to retire tomorrow buy plan to work til 65-66(health insurance)
Next SPLURGE will be getting a cleaning service in 1x/month ($75?). I HATE to clean
|