Quote:
Originally Posted by BignRichfan
I know this is an old post, but also what has happened to me was I was late on a payment which then they nailed me with a late fee which put me over the limit which then they nailed me with an over the limit fee. So you don't just have to be spending to do this. I think this should be illegal. People will never get out of debt this way.
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thats an unfortunate double wammy.. but sometimes if you call them and explain, they might waive the late payment, thats if you haven't missed payments on many occasions.