Thanks for the words of support. I love tweaking my excel spreadsheets and have just set them up to reflect my new purpose,,,,paying off debt! One credit card gone this month, another in 2 months. Lots of little ones I can tackle then take the payments I was making on the small ones combined and start to dissolve the bigger ones. Turning Debt Into Wealth told me I could be out of debt in 21/2 to 3 years. This was after learning all of my balances, int. rates, min and actual payments. Nice to know there's light at the end of the tunnel. Nice to have this forum for advice and support.
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