My parents never saved, never planned, never seemed to budget and told me that money matters were none of my business. One of my earliest memories are of a Christmas with no toys because the union went on strike.
I also remember going hungry during a strike period and wondering why we never stocked up.
Then i got married and my husband's job disappeared the day before the wedding when the warehouse at work burned down. So by golly I learned to be frugal.
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