[momo2winz]

We almost did it yesterday. Almost gave the Turning Debt Into Wealth company 12,000.00 for a year of coaching. They hinted at the concept, pay of smaller debts first, roll the payment we were making in to the next debt. We asked for 24 hours to sleep on it, did some googling and found this site! Jeffrey's page on exactly this concept motivated me to restructure my excel spreadsheet, to lower all my card payments to the minimum and to pay off my smallest card balance. I will now take my old payment that I was making on that card and roll it into the next card balance added to the old payment I was making on that card (always made higher than min. pmts). I will have that card paid off in 2 months. By loweing the payments on the cards that are not yet in line to get paid off I loosened up my rent payment for my business so I will no longer go into overdraft when my rent check hits the bank (at 26% for cash advance!). I am so excited to have found this site and am sure I will get the support and mentoring I need just from reading the blogs! Anyone have suggestions for me? Is this the right thread to stay connected to? Thanks Jeffrey!