Look - all I can tell you is that I'm using the program at Speed Equity and it seems to calculate around 18 years off my 30 year mortgage. When I use a mortgage amoritization calculator it ends up being about 14 years.
Why is that? If I could explain it to you we wouldn't be disagreeing!

I'm NOT an MMA sales person - I'm a user of the software only.
One thing I can tell you is after reading the book I got from Amazon about the Speed Equity program it made sense to me. What I can't do is condense an entire BOOK into posts on this forum!!!