[36Rock]

I welcome your rant terry1156, my son is helping with at least $100.00 per month toward the debt. He fully understands he owes the debt back to us. No matter how we pay it, his debt remains with us until paid in full. I handle his finances and know where every penny goes, so I know he is paying as much as he can. He works a weird full time schelude, 3 days on 2 days off, 2 days on 3 days off. Rolls around two weeks days and two weeks night. Makes a part-time extra job hard, but he works painting odd jobs as much as he can for a friend. So he is doing his part, I keep him on a tight budget. He drives a car worth about $800, with no air (in Texas). He understands that he will be paying us for a long long long time.

It took us a while to get over being mad at him, he is young and took a risk when his money was tight and didn't pay his insurance on his new car. It back fired big time.


As it stands today, no refinance. My husband's vote is for refinance (he is worried about me and all this work). I'm the money gal so my vote is toward not doing it. Oh, just in case everyone is wondering. Because I work at home, I have a totally flexible job/hours this allows me to have extra jobs more than anyone else.


Thanks to all for your comments, I'll keep you posted!

36Rock