[Snoopy2645]

I agree about the car payment that does seem high to me too I would also try to sale the car & get something cheaper then you could also lower your car insurance. And I would also check around for the life insurance also. I really dont believe in car payments is thier a way you could sale the car & get something thats paid for?

I know I am pretty much always againist refinancing but sometimes it does seem like the way too go. What I did when dh wanted to refinance is I took all CC's & transfered to 0% rates to get them paid off quickly. That 22% interest adds up fast even on just a small amount of debt.