Well I would have to respectfully disagree with you about, pretty much everything you just said. I think you have to instill in your children from the beginning, when they are very young, the value of money. This has been a frequent discussion in our home. My kids know how important saving is to us and how careful we are with our spending. They are aware that we budget money for everything. They even help me clip coupons and look for the best deal when we're shopping. We often talk of the importance of college and making the most of it! I can't imagine assuming my kids will just get an AA degree or just go to a technical school. I want them to know that they can pursue whatever career goal they want and if we can help them, we will. Again, just my 2 cents.
learning to live well without spending alot of money