I don't have children yet, but I have no intentions of starting a college fund for them. What if they decide they don't want to go to college? Besides, I'd rather have a fully funded retirement account. My kids can always borrow money for college. I won't be able to borrow money when I retire.
I've paid for college myself with work and financial aid and so did my husband. If we can do it, our kids can go that route as well.
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