[PrincessPerky]

nope, and I have no intentions of doing so.

I do however 'help' them save money (like I 'help' them brush teeth..as in I said so, heres why it is healthy for you, so do it.)

It is being brain washed into them (like I brain wash eat a fruit or veggie with every meal) that the fund is for 'big stuff' like a house, education (if you cannot get it from a friend or a book, or the internet, you may need to pay for it) or even a car, but only the need part!