I just closed my ED savings account andmy ING account is lying dormant until they get some truly competive rate. Suprisingly, the local HSBC and Citibank branches offer savings account rates better than both online banks. I'd rather drive to the bank(s) in person and make a deposit at the ATM machine which is credited instanly to my account(s) than to wait for three days before I see a deposit credit. In other words, I've given up with online savings entirely.
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