I was going to write my thgouths, but Jodi has just about said it all...
"I have a mental picture of a cheap person hoarding their cash and not enjoying it in the here and now...however, my attitude as a frugie is rather to save where I can so that I can use my money for things I enjoy. An example: A cheap person might never go on vacation. A frugal person would decide where they want to go, then search for the best way to make it happen (cheapest flights, lodgings, etc), or even come up with a creative way to meet that need (i.e. house swapping) in order to get the most bang for their bucks.
Frugality is using your resources to best meet your wants and needs. Being cheap is...well, just being cheap for the sake of saving a buck. I think you miss out on life by being "cheap" and always worried about the bottom line only."
I live frugally, but don't hold back with what's important to me.
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