[Bluezy]

Also note that Paypal gives you a certain amount cash back for purchases. So if you treat the card like a pre-loaded credit card, you can make a little back for your purchases. Paypal also accepts several currencies, so it can be loaded with £ and Euros should you choose to travel in the UK.

True, Paypal is not FDIC insured, so don't load much more than you plan to spend and it is fine.