Emigrant and ING are the forerunners of the high-yield interest for online banking. I'm sure that they will raise yields shortly. Large banks like Citi have such high expenses, they cannot hold high yields for long. And once they have you in an account, they slip in fees to cover what you thought would be profit.
Emigrant has been great to me, by the way. I'm still contemplating an account with ING.
Bluezy
