It takes a lot of guts to come into a public forum and admit that you have a lot of debt. Congratulations!
It sounds like you've already started the debt reduction process. Look at where you were when you owed the most, and look where you are now. How much have you shed already?
The longer you continue to reduce your debt, the faster it will go down, because you're paying less interest and more principal for the same payment.
In addition to this forum, there are dozens, if not hundreds, of bloggers going through the debt reduction process, for all the world to see, if you would like other real in-the-trenches perspectives rather than from debt reduction gurus.
Lots of people are more than willing to offer advice and cheer you on because they know what it's like.
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