Tada,
Fair enough on the contracting for the higher wages. Sometimes, when benefits are factored in, direct employment can be a better deal. I suggest you list your annual expenses and make a pareto chart to see where the big chunks of money are going. These "vital few" are where you can really focus to save the most money. What are you doing for health insurance, for example? Have you shopped around lately? What about going to a high deductible or catastrophic plan?
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