Great job noticing the trouble! Now if you focus on one step at a time it might seem like forever, but you will get there, just start walking.
If you have no kids and if your wife is on board you have a great deal of cutting you can easily do.
If your wife is not on board you need to start moving her off your cards and onto her own...of course bringing her with you is best but at least start swimming before you both drown.
If you want specific advice on where to find money to pay off debt, start listing all your bills, here if you like, then one by one, cut them out or down, till you have only the minimum plus lots of debt payment.
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Wixx's Wasteland
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