[rnsheldon]

I just got off a 9 week unpaid maternity leave so I know what it is like to have no money. I guess the first thing to do is to get a job...it doesn't have to be your dream job, maybe work at the grocery store or stocking shelves at Walmart...who knows. Get a paper route. It's at least a paycheck coming in, can pay for groceries and other small things. Sell stuff on Ebay. You can make money that way and it's easy. Have a garage sale (we did that 9 days before the baby came and we made $600!) We did have to dip into our life insurance policies but ya know, it can be repaid when we are in a better financial situation. Life happens. You can't just stand by and take it. You do have to find ways to scrimp and change your lifestyle. It doesn't have to be forever. I just has to be for right now. Cut the cable, lose the cells, open the windows and turn off the air. Shop at a cheaper grocery store and at garage sales. You will be surprised at what you find and that no one cares that you don't have the namebrand stuff. Good luck.