[msucurt]

Hello. First time poster. I just have a simple, basica question. Here is my situation.

I have 1 CC with BofA. My balance is $3,500 @ 15.99%.

I have been looking and looking a ton on which cc i should transfer my balances to. I just simply want to transfer my balances to a card that has some benefits such as ..

0% on BT's (or very low, like 2.9%) for like 12 months.
maybe cashback, not necessary though.
a cc that doesnt have a bunch of hidden print. A cc that is very straightforward in what they do (i.e. minimum 5% payment on balances, rate jump after a certain period of time, etc. Just dont wanna get screwed)

Any of you in my situation that has BT's your card and been very satisfied and would recommend them to me?



p.s. I also have a mortgage, savings, checking through BofA.

thanks for your help