1. Coupons & CVS Extra Care Bucks program
2. Rewards cards. Also, occasionally if I get a really good offer for balance transfers I've been known to write a check for several thousand and sit the $ at a high yield online account and then payoff the balance before the terms change. I did this earlier in the year and cleared about $200 after fees.
3. Constantly looking at ways to lower the electrical use at home. Cut my bill by about 40% in the last year.
4. Combine trips as much as possible in order to save gas & time.
5. Most importantly....NO RECREATIONAL SHOPPING! I only shop when I need something.
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