[cicy33]

No matter how much learning kids do in school it is not real for them until they start making money. My daughter had been a part of learning a budget from the time she was 5 and asking for things that we could not afford. I sat her down and showed her the money coming in and the bills going out from age 5 and on. Yet, when she got her first job the first thing that freaked her out was taxes. She couldn't believe they took so much from her paycheck and then learning about car payments and credit cards. I remember the first time she bounced a check (also only time!) she didn't understand that the balance the bank said was not always correct. I didn't realize that she needed to learn certain things, I just assumed she understood it from watching me. I was so open and showing with the budget. She learned the hard way to be very careful. Now, she has two jobs so that she can get her credit card fully paid off, pay on her truck and have a little in the bank and she is only 19. I am really proud of her. But, please do not assume your kids "get it". They don't. Not until it hits them where it hurts.