[CRFSaver]

One way to ensure everything you are giving is going to everything but overhead is give goods and services. United way can't pay people with clothes and cans of beans. What really bugs me is how much the "directors" of these charities make. Given the number of retired executives or their wives that have a ton of time on their hands, are you telling me you can't find a competant executive to run it pro-bono? Pro-bono? A charity? You mean free? What a novel concept...