Re: Help to get out of debt
I believe one can do debt management on thier own thats what I did. I took all cc's & transfered to 0% & then I changed our spending habbits 110%. And then I took on a pt job I got rid of tons of extras. I got a nicer car which costs much less to drive because it takes alot less gas & has had nothing go wrong with it ever. I also quit buying anything except for food everything else must be free or very very close to it before I will buy it. And now before I turn 30 I will have a house that is paid for & btw we also have 3 kids & dh will graduate from college this year. So things are looking very very up for us & we never ever even considered a "program" to help us out.
|