Re: MBNA raises rate, no reason
Yes - I just paid off the last $90 on the MBNA card so I guess I'm doing good in that respect.
I still spend money foolishly though. When the weather is hot (I'm in the desert and its been average 105 degrees a day) I tend to gravitate to air conditioned restaurants and fast food - I have that budgeted too, but my husband can look pathetic and whammo - I've spent 20 bucks in a restaurant.
However, I have no outstanding debt. The car is paid for and the money from the car payment is going into a direct deposit for the next car or car repairs. I pay about $70 a month more on the mortgage (30 year fixed 6.5%) and hope to pay it off sooner rather than later.
This list has been really beneficial to me in keeping up the discipline.
Miz Pat
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