[zetta]

The three numbers I like to see for each catagory are budget, actual spent, and current balance (which can go positive or negative). I guess you've actually got all three currently -- I just want to be able to transfer money between catagories without changing the budgeted amount.

From reading your forum I know you plan to add an account field to the transactions -- this one is important to me as well. I keep the emergency fund in a money market, and the savings for large infrequent expenses like insurance, property tax, and vacations in a savings account so that the money draws more interest. It's important to be able to see at a glance where the money physically resides.