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There is one part of the YNAB approach that bugs me a bit -- I like to set my budget at the beginning of the month, then if I overspend in some catagories and underspend in others, I move money between envelopes to adjust. In YNAB, I have to actually change the budget at the end of the month to match what I spent in order to be able to move money around. It's a mindset thing, but just what I prefer.
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Ah, so you'd like to have a "budget" number -- kind of your goal that you're shooting for -- and then another number with actual funding in the category. That
does give you more feedback on what you had hoped to spend with what you actually did spend.
I'd love to hear any other feedback you have!