Thanks Bookie!!
"Thrift does not require superior courage, nor superior intellect, nor any superhuman virtue. It merely requires common sense, and the power of resisting selfish enjoyments.
In fact, thrift is merely common sense in every-day working action. It needs no fervent resolution, but only a little patient self-denial.
BEGIN is its device!
The more the habit of thrift is practised, the easier it becomes; and the sooner it compensates the self-denier for the sacrifices which it has imposed."
~S. Smiles
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