Re: First job and owning a home? Help!
If you can put the 20% down thats great. Remember if you only put down 10% you have PMI which adds a chunk. If you are worried about getting qualified you can always check out a no-doc loan. It is what a lot of private contractors and business owners use as it is a pure underwriting decision. The biggest players are Indymac, Countrywide and check out Green Point Mortgage.
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