Hey Amber
I see you have a balance sheet where you list your debts and assets but it seems that you are focusing on the results and not the activities. I would focus on getting my cashflow up (income > than expenses) (activities) and just look at how I'm doing once a month.... in weight loss dieting it would be like looking at the scale every day but not at how much you eat and how much you exercise....just my 2 cents...
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