1. necessity. I've been single all my life, and i really didn't start earning decent money until around age 32, so i learned to be frugal cus i had to.
2. the influence of my grandparents, who worked hard and saved much.
3. growing up lower-middle class in a single parent household: this also teaches you to be frugal. My mother rationed toilet paper for gosh sakes. (She's mortified about that now.)
|