I cook from scratch, make a grocery list and use coupons if appropriate. I shop at Aldi and use my grocery card. I try to use "leftovers" for other meals as well.
I'm with those of you who said don't go to stores so you aren't tempted to buy. Amen! It's so easy to pluck it from the shelf when you are there.
We have different accounts for things -- Christmas Club, Vacation, besides a money market savings account. We save up for things and either pay cash or if we put it on the credit card, pay it off when the bill comes. It seems to make us think harder if we really want or need something than to finance it.
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