[BCompDude]

Yes, it is entirely unfactual that they can take out as much as they want. Is it impossible no, mistakes happen--but that is a significant distinction. "It is true that the info is on your check but with auto withdrawal they can draw different amounts if they want too." The "they can draw different amounts if they want too". . .is ENTIRELY unfactual. . .they certainly can not legally take out "as much as they want too". They may make an error--which is not as common as you make it seem, although certainly CAN happen but to portray that by enrolling in an automatic deductible plan they can just take all of your money if it meets thier whim. . .laughable.

Also, I have personally had it happen, I just let them know about it and they recredit my account immediately. I've also had it happen where a business took out 50 dollars more than I had written on a physical check. Another where I left a check at a restaurant and left some money for a tip. . .only to have 20 dollars more taken out than what I originally intended. Should I tell people not to write physical checks because a few mistakes were made?

If there is an error in your account you can just fax/email/snail mail them a copy of your checking/savings account showing the amount/s deducted and you will get a prompt refund. In the cases of the physical check errors--I simply sent them a copy of my voided checks.