Quote:
Originally Posted by krayziebone33
I'm not trying to sound crass or disrespectful, but why do some people on this board still have ING accounts? There are so many other banks that offer way better interest rates than ING. What is it about them that keeps people signing up/maintaining accounts with them? I just don't get it. Is their website that much better than some of the others? Are their transfer times instantaneous? Is their customer service far-and-away better than the other online banks? Can someone shed some light?
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For people with lower balances it makes sense to open an account with ING to get the $25 bonus. If you're depositing $1,000, the difference between ING's 4.5% and GMAC's 5.3% is only going to be $8 a year. Then after people get their $25 bonus from ING, they just leave the money there because they don't want the hassle of opening a new account and transferring the money there just to earn an extra $8 a year.