[keeneye]

Here's the problem. I know he won't listen, but when this all blows up in his face, he is going to be coming to me to help get the mess all cleaned up.

He lost a job for a few months a couple of years back. When he first lost the job, he wasn't concerned at all. He just kept going out like he always did and spending lots of money. When his money ran out, he was on my doorstep asking for help. I had been warning him and warning him but he wouldn't listen. Then I have to help him out in the end. I can see this coming again and I want to avoid it but I don't know how.