[crosses]

I have a similar method as Jo Bo. As soon as the bills come in, I tack them to a cork board I have above my desk and place a Post-It note on each with the date they need to be paid in red pen on the outside. Since I work some at this desk everyday, it means that I never forget to send out a bill.

All the bills that allow me to pay directly from my bank account I have set it. I had to arrange with some of the utilities to change the date they charged me so that I could always be sure the account didn't get overdrawn.

The important thind to remember if you have them take the money out of your bank account directly is to make sure you know how much you have in the accouont. I wasn't very diligent at the beginning and had some big overdraft charges.