[cicy33]

This won't help you now but perhaps in the future. When I put entries in the check book I round up. for example $24.76 become $25 and so does $24.01 become $25. Usually after about 3 months I have around $100 or more in there extra. If you started doing that you might find you have some extra to cover little unexpecteds. Remember, though, DON'T tell your hubby that you re doing it or he will think you always have money when you don't want to spend it. This little exercise has saved us more than once. and sometimes I just deduct $5 or $10 when we are doing okay. Sadly that doesn't happen often.