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Do you really think McDonald's started accepting credit cards (and the additional fees they incur) because it was more convienent for their customers? C'mon now, you're smarter than that
- People using credit cards in fast food restaurants spend up to 50 percent more than when they pay cash
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I think if you're operating on a written budget that you've made before the month begins, that you can stick with using a cashback credit card and not fall into that "spend more b/c it's plastic" category. I started using a cashback cc 6 months ago and have noticed no uptick in my spending. It's because my wife and I have a plan at the beginning of the month on where the money is going and we stick to that plan.