[keeneye]

My brother is in some serious need of help with his credit cards. He thinks they are just a toy, like play money. He has so many that I don't think he even knows how much cc debt he has.

His stated goal is to get as many credit cards as he can. He applies for ever one that comes in the mail. He and a friend have a running bet on who can get the most.

I try to tell him that it will all come back to haunt him, but he won't listen. It doesn't seem to concern him at all. How do you get through to someone like that?