Quote:
Originally Posted by krayziebone33
I can definitely tell you're new here, even if I didn't see that this was your first post. What is the balance on the card? You don't have to worry about it now since you have the 0% introductory rate; however, if you even think this is your only opportunity to pay the balance before June, then pay the balance. If you think you'll be able to pay it off some other time before June, then put the money into a savings account for now, but go with something better than the 4.5% that ING is running. (ING  )
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Thanks for the reply.
The balance on the card is 13,000. I know I was careless before but now I have got my head straight and trying to get rid of all these balances.
I have 2 big balances on Amex and AAA visa, both totalling to 25,000.
I need to find some 0% BT credit cards with no balance fee to transfer and pay off. I'm afraid my credit score isn't that great.