I worked for a guy who owned a small computer company. He mortgaged his home to get money when things were slow. Also, at one point, there was no money for payroll and I couldn't cash my check for a week, had to borrow money to pay rent. It kind of soured me on the self-employed thing. Although I guess that can happen in any type of business, I've never had to worry about cashing a check at any of the larger companies I worked for. My dh wants to open a bakery/catering business and quit his corporate job, and that makes me nervous.
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