Re: thoughts on Fidelity Freedom fund
I have the 2045 for my 401k. We're restricted to Fidelity, so I didn't need to choose between brokerage houses. It's not exactly a thrilling investment, but it gets the job done with a nice "set it and forget it" factor.
Where I did have a choice among brokerage houses I went with T Rowe Price's targeted funds. I found the allocation to be closest to what I was looking for with the most reasonable fees.
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