[bjl584]

Go for the Roth. The advantage of a Roth is that it is not taxed when you start to withdrawl from it as you are with a traditional IRA or a 401K. You contribute to a Roth on an after tax basis as oppsed to before as you do with a 401K. If you can work it into your budget, defenitely start up a Roth in addition to your other accounts.