[bdizzle]

Right not everything is deferred. there's 2 lendeers both have subsudized and unsub'ed loans.

Stafford Loan 1 - $14,501 6.504%/6.80% (subsidized/unsubsidized)
Stafford Loan 2 - $13,250 6.540%/6.540% (subsidized/unsubsidized)

I should be done with school in 2008-2009, so repayment should be right around the corner. I'm a pretty agressive saver, and if things work out the way I'm hoping, I should have at least half paid off by the time I graduate. And the rest in another year or two. Those rates seem high to me, but I don't know very much about what the rates are these days.