[cantretire]

But what about emergencies that you can't use a CC for? Example: A few years ago I was unemployed and uninsured. I got the worst toothache of my life. Turns out I needed a root canal and crown. Doctor wanted over $1,000 upfront, cash, check or MO, BEFORE he would touch it - even for those with insurance. He just didn't want to wait for the reimbursement check or to trust the patient to make monthly payments. I had to borrow the money from my parents. If it wasn't for them, I would have had to go for the cheaper route of having the tooth pullesd.