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Old 02-24-2007, 05:40 PM
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jIM_Ohio jIM_Ohio is offline
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Default Re: The Power of Compound Interest: How to Own Manhattan

Assume a 10% return.

Person A could save $1000 a year from age 25 to 35. $11000 total. Not invest another
dime and end up with $430k at age 67.

Person B could skip saving until age 36, save $1000 a year until age 67 ($33,000 total) and end up with only $221,000. Invested 3X as much ($33,000) and ended up with half the overall amount. 10 years makes a HUGE difference

Person C could skip saving until age 36, save $2000 a year until age 67 ($66,000 total) and end up with $442,000. Invested 6X what person A did to end up slightly ahead.

Compouding requires time to do the heavy lifting.
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