Re: Worth the cost??
My comment would be this... if you want to own individual stocks, keep them in a taxable account.
IRA's are GREAT for anything which shoots off dividends, captial gains and distributions.
The taxes you will pay on the capital gains (now or in retirement) on the 2k at Scottrade are much lower than the taxes you will pay on a distribution from an traditional IRA.
Roth's have the best distribution (tax free)
Taxable accounts have the next best tax situation (10% or 15% long term capital gains rates)
Dividends from taxable accounts are next best (10% or 15% I THINK)
Traditional IRAs and 401ks are "worst" from a distribution standpoint (pay marginal tax rates, could be 25% or higher taxes)
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