Thread: Mortgage loans
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Old 02-21-2007, 12:24 PM
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disneysteve disneysteve is offline
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Default Re: Mortgage loans

Quote:
Originally Posted by jIM_Ohio
we decided it was best to move into the school district of choice when we had the means.

We bought a house with an 80-15-5. 80% first, 15% second, 5% down. The 5% down was a 401k loan at that.
There are those who would argue that you did not have the means, since you had to borrow 100% of the purchase price. It sounds like it worked out well for you, but it was certainly not a method I'd recommend for most people. I'm old school. If you can't put down a 20% downpayment, you probably can't afford the house.
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